Verified Prelims, Mains, and Final cut-off marks from the last 4 recruitment cycles (2022–2025), plus a realistic 2026 expected range built from that trend — not a guess pulled from thin air.
These ranges are derived by averaging and weighting the last four years of official cut-offs, adjusted for the rising vacancy count in 2026 (7,365 vs 5,208 in 2025). Higher vacancies historically correlate with a slightly softer cut-off.
More vacancies generally pull the cutoff threshold down.
With 7,365 vacancies in 2026 (the highest total reported since 2022), the competition density per seat is reduced, which historically correlates with a softer cutoff score.
Higher registration volumes increase the competition ratio per seat.
Regardless of vacancies, a spike in total registrations increases competition. The cutoff is determined by the ranking of the top percentile corresponding to 10x the vacancy count.
Cutoffs are normalized across multiple shifts to ensure strict equity.
IBPS applies equipercentile normalization to balance varying shift difficulties. Harder shift candidates receive upward score adjustments to match the easier shifts fairly.
You must pass individual sectional cutoffs to qualify.
Even with a stellar overall score, failing the minimum score in English, Quant, or Reasoning results in disqualification. Sectional cutoffs trip up more candidates than the overall score.
| Category | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| General/UR | 49.21 | 48.50 | 54.25 | 49.75 |
| OBC | 49.21 | 48.50 | 54.25 | 49.75 |
| EWS | 49.21 | 48.50 | 54.25 | 49.75 |
| SC | 45.96 | 48.00 | 49.50 | 46.75 |
| ST | 40.96 | 41.00 | 43.00 | 40.75 |
| OC (Locomotor) | 33.57 | 35.00 | 42.50 | 32.75 |
| VI | 21.65 | 15.75 | 39.00 | 24.75 |
| HI | 20.61 | 16.00 | 21.75 | 17.50 |
| ID | 21.83 | 15.50 | 20.25 | 19.75 |
Takeaway: General category Prelims cut-off has moved in a fairly tight 48–54 band for three of the last four years, with 2023 as the outlier at 54.25 due to a comparatively easier paper.
| Category | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| General/UR | 75.75 | 66.50 | 63.00 | 71.25 |
| OBC | 75.75 | 66.00 | 62.25 | 69.75 |
| EWS | 72.50 | 64.75 | 61.00 | 70.50 |
| SC | 59.00 | 54.25 | 50.25 | 59.25 |
| ST | 51.75 | 47.50 | 41.00 | 53.25 |
Takeaway: The 2025 Mains cut-off (75.75 for General, out of 225) was the highest in four years — nearly 9 marks above 2024 — signalling a comparatively easier Mains paper and sharper competition.
| Category | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| General | 46.11 | 42.69 | 41.13 | 43.47 |
| OBC | 44.04 | 40.18 | 38.69 | 41.38 |
| SC | 38.53 | 35.91 | 34.73 | 38.02 |
| ST | 36.73 | 33.69 | 31.93 | 36.24 |
| EWS | 43.64 | 39.93 | 38.71 | 41.76 |
Final cut-off (out of 100) combines Mains and Interview in an 80:20 ratio — a strong interview score can offset a borderline Mains score, which is why the final cut-off is always lower than the Mains cut-off on its own scale.
Why "overall score" alone isn't enough: candidates must clear the minimum cut-off in each section individually to qualify for the next stage.
| Section | General/EWS | SC/ST/OBC/PwBD |
|---|---|---|
| English Language | 13.25 | 9.75 |
| Quantitative Aptitude | 6.25 | 4.25 |
| Reasoning Ability | 9.75 | 5.50 |
Quant carries the lowest sectional cut-off of the three — meaning candidates most often lose their attempt not on Quant, but on English or Reasoning falling short. Practice sectional accuracy, not just overall speed.
| Mains Score | Selection Probability |
|---|---|
| 75+ | Very High |
| 68–75 | High |
| 60–68 | Moderate |
| 52–60 | Borderline |
| Below 52 | Low |
Aim 8–10 marks above the highest cutoff of the last 4 years for your category. While 2026 has more vacancies, applicant counts are higher.
Track your sectional score separately in every mock, not just your overall score. Missing even one sectional minimum results in disqualification.
Re-check this page in September 2026 once the official Prelims cutoff is released. We update this space within 24 hours of the official notice.
Use full-length timed mock tests. This helps you adapt to normalization-adjusted shift difficulties and manage your speed.
Analyze your performance with simulated mock tests. Practice sectionals to seal your entry requirements.
Disclaimer: This page is independently maintained by PrepBanker for candidate convenience. For the final and authoritative version of any sectional minimum, total cut-off, or normalization rules, always cross-check with the official bulletins and scorecards published on ibps.in.
Senior Content Manager – Banking Exams, PrepBanker
Cleared IBPS PO (2021) • 7+ Years Experience • Verified 500+ mock papers
Yashraj Deshmukh has been writing and reviewing banking exam content for 7 years. He cleared IBPS PO in 2021, has a background in banking awareness content for 5+ years, and has reviewed 500+ mock test papers for accuracy against the latest SBI pattern. At PrepBanker, Yashraj tracks every SBI and IBPS notification the day it's released and personally verifies vacancy, salary, and exam-date updates against the official SBI/IBPS PDFs before they go live on this page.
Subject Matter Expert, Quantitative Aptitude, PrepBanker
IDBI Junior Assistant Manager • Bank of Maharashtra Customer Service Associate via IBPS PO
Divya Bhosale has been reviewing quantitative aptitude and banking exam material for PrepBanker. She has cleared the IDBI Junior Assistant Manager exam and served as a Customer Service Associate at the Bank of Maharashtra via IBPS PO, bringing invaluable real-world exam expertise to PrepBanker.
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